1. Do NRIs have a credit score in India?
Yes, if you have an NRI bank account, credit card, or loan in India, CIBIL or other bureaus track your score.
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2. How to check it?
You can check your credit score online through CIBIL or other credit bureaus’ websites.
3. Why is credit score important for NRIs?
A good score is required for loans, credit cards, and other financial products in India.
4. Can NRIs improve credit score?
Yes, by paying bills on time, maintaining low credit utilization, and avoiding defaults.
5. Does being abroad affect the score?
Not if you maintain Indian accounts responsibly. Inactivity may lower the score over time.
